29/08/2025
FiinGroup proudly presents our latest industry report: Vietnam Credit Card Market Report 2025. This publication provides a comprehensive review of Vietnam’s evolving credit card market, highlighting key developments in 2024 and early 2025 and offering forward-looking insights into the structural trends shaping its outlook. The transition toward a cashless economy is accelerating, with consumers embracing digital-first financial habits and banks leading the charge in expanding credit card penetration. Supported by rapid infrastructure growth, regulatory initiatives, and shifting consumer behavior, credit cards are emerging as a cornerstone of Vietnam’s digital finance ecosystem.