FiinGate Empowers Banks to Accelerate Corporate Customer Development

Directive No. 10/CT-TTg dated March 25, 2025 by the Prime Minister emphasizes the prioritization of resources to support small and medium-sized enterprises (SMEs), particularly in innovation, digital transformation, and new business models. 

However, in practice, expanding the corporate client base, especially among SMEs, remains a major challenge for many banks. Several critical obstacles include: 

Lack of reliable and up-to-date data: Most businesses in Vietnam are unlisted, resulting in limited financial transparency. Banks face significant difficulties in collecting real-time data, assessing creditworthiness, repayment capacity, or conducting accurate risk classification. 

High resource costs in onboarding new clients: Verifying legal status, ownership linkages, or evaluating business sectors often consumes considerable time and human resources. 

Limited access to high-potential client segments such as exporters, manufacturers, and supporting industries due to a lack of market intelligence and analytical business data. 

Understanding these challenges, FiinGroup has developed FiinGate – a comprehensive data solution designed to help banks effectively expand and manage their corporate client base. 

With deep coverage of over 2 million Vietnamese businesses and millions more in 190+ countries, FiinGate is an integrated corporate data platform tailored to support banks in approaching, evaluating, and monitoring corporate clients quickly, accurately, and with minimal resources. 

Specifically, FiinGate supports key banking functions as follows: 

(1) Corporate Banking Division: 

• Instantly identify and segment businesses based on industry, size, financial strength, export markets, etc. 
• Access detailed information on legal status, management, related parties, ownership structure, and ecosystem relationships. 
• Search for foreign companies or FDI investors operating in Vietnam. 

(2) Risk Management Division: 

• Measure business risks using scoring models that integrate external data and follow industry-leading methodologies. 
• Receive automated alerts on financial distress, increased credit risk, governance changes, or negative media signals. 
• Evaluate sector risks based on macro and sector-wide economic data. 

(3) Product Development & Marketing Division: 

• Drive data-enabled digital products such as Supply Chain Finance (SCF). Seamlessly integrate real-time data via APIs with the bank’s CRM, Customer 360, or LOS systems. 
• Build target customer profiles aligned with specialized credit campaigns. 
• Identify and engage FDI companies, exporters, and large players in key industrial sectors (e.g., wood, steel, textiles, logistics). 

More than a data platform, FiinGate is a strategic bridge that enables banks to deeply understand their corporate clients. 

In the journey of corporate banking growth, data is the key to sound decision-making. With FiinGate, banks gain access to transparent, continuously updated, and internationally standardized information, forming a solid foundation for sustainable growth strategies, prudent credit expansion, and meaningful contributions to the national economy. 

👉 Explore FiinGate today and let data guide your corporate banking strategy: https://fiingroup.vn/fiingate 

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